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What
is a payday loan?
A payday loan provides you the opportunity to obtain fast cash in
emergency situations. It is not meant to be a long term solution. If
you are concerned about your financial wellbeing, please contact a
credit counselor |
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How much can I borrow?
You
can borrow $300 for your first loan, and please contact us
to find out how you can borrow up to $1500. |
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How do I use your website?
Visit
www.cashtransfercenters.com and log in using your SSN and
Home Phone Number. Once entered, you are then able to make
a loan request, check
the status of your loan, and even view your recently sent documents.
For detailed information on how to log in, please click
here.
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When can I get my money?
After receiving any documents (if required), and your application
information has been verified, you can receive your money as soon
as the next day. |
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What kind of documents do I need to send?
If further documents are required, the following may be requested
to process:
- Recent pay stub (with your name, employer info, salary,
deductions, and net pay)
- Bank statement showing your name,
full account number, and a payroll deposit from within
the last 60 days.
- If you have a checking account, a void check
is required. (not required for a savings account).
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What number do I fax documents to?
You can fax documents toll free to 1-866-809-4069 |
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How
do I send my documents?
You can send your documents via Fax or Email
To see how to send documents click here |
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What are your hours?
We have representatives available to you 24 hours a day, 7 days
a week.
To speak with someone you can call us toll free at 1-866-958-3278
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Do you perform credit checks?
We do not perform credit checks, however we do reference information
submitted with several national databases for verification. |
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How long before I know whether I am approved or not?
You should receive a pre-approval notice almost instantly if
you are eligible. Following that, it really depends on how fast you
are able to respond to the email sent to you with further instructions. |
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What if I have bad credit or no credit at all?
We loan to many people with previous credit concerns. Applying
is the best way to find out if we can help. Our quick application
signup makes it easy to get started and fast approval will answer
your questions of eligibility. |
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If
I already paid off my loan, how long must I wait before
I can get another loan?
You
can apply as soon as you have repaid us. |
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What is a payday loan?
This is a short-term loan for unexpected expenses or emergencies |
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Do
I need to receive my pay checks by Direct Deposit?
Yes.
As this is the fastest and most secure way to get your cash
to you we only accept direct deposited customers at this
time. |
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Is my application and personal information secure?
Yes.
We take this matter very seriously and safeguard customer information
with a variety of safety measures to ensure your personal
information is handled properly. For more information, we
invite you to read
our policy page. |
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Is my application confidential?
Yes.
We respect our customer's privacy and we will treat it
accordingly. |
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Do I need to live in the US to be approved?
Yes.
We only accept applications from US residents, currently
residing in the US. |
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Is employment a requirement?
Yes.
Applicants need to be actively employed to be eligible for a loan.
This
does not include self-employment. |
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How often can I use your service?
There
is no limit to how often, but you are required to pay off
your previous loan before applying for a new one. |
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How do I repay my loan?
When you apply, you also preauthorize an electronic withdrawal
on your next payday. This not only makes it more convenient, we also
save you an electronic transfer fee that your bank would have charged
you. |
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What are the requirements?
- At least 18 years of age and a US citizen
- Own
a checking or savings account
- Employed
receiving a paycheck by direct deposit weekly, bi-weekly,
or monthly
- Receive
at least $667 per paycheck
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